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Chapter 7 Bankruptcy Filing Services in Racine and Kenosha, Wisconsin


Is Bankruptcy Right for You?

The decision to file for bankruptcy can be difficult. The Michelson Law Office – Bankruptcy Only can help you understand what bankruptcy is and whether or not it is right for you. If your creditors are suing you or you are struggling to cover your debt payments, bankruptcy is an option you should consider. Our skilled team can help you determine if this is the right choice for your situation. Contact our office today to learn more about Chapter 7 of the Bankruptcy Code.

Wiping the Slate Clean

Are you feeling burdened by stacks of bills with no way out? Chapter 7 of the Bankruptcy Code might be the right choice for you. This is the simplest and most common form of bankruptcy. The goal of Chapter 7 is to give you a fresh start. To determine your qualification, our dedicated staff will help you complete a means test, a budget analysis and an asset analysis. Once you have completed these requirements, we will help you plan the best course of action.

Who Can File for Chapter 7 Protection?

There are several qualifications that must be met for you to file for Chapter 7 protection. You may need to sell certain personal assets, such as your house, as well as have an income that falls within a qualifying range. A thorough means test prevents an unfair elimination of debt if you can, in fact, afford to repay your creditors. This test will include how much money you made in the last six months, how much property you own and what your estimated income and expenses will be in the future. If your income is too high, you may not qualify for Chapter 7.

Free Consultation

Filing for bankruptcy can be a stressful process. We make it easy for you. Our mission at The Michelson Law Office – Bankruptcy Only is to help you achieve the financial relief you deserve. That’s why we provide free consultations. We want to make this as affordable for you as possible. Call our office now to schedule your consultation.